Financial education · AIEF certified educator

Financial educationfor schools, companies and families.

Practical financial literacy programs on budgeting, debt, saving and goals.

Hans Burtin speaking to a class of students
  • Certified financial educatorAIEF national register
  • Financial Coach Master TrainingRamsey Solutions, United States

What financial education is

Understand better.
Choose better.

Financial education teaches people to manage money in everyday life: read their own situation, build a budget, get out of debt, protect themselves from the unexpected and set goals they can reach. By financial literacy we mean exactly these basic skills, useful at any age.

I’m Hans Burtin, a certified financial educator on the national register of AIEF, the Italian Association of Financial Educators. I trained as a financial coach with Ramsey Solutions in the United States.

I don’t sell financial products and I don’t give investment advice. My job is to help people make their own decisions, with more peace of mind.

Topics

What we cover.

Each program picks the topics most useful to the people taking part. These are the most requested.

Who the programs are for

One method.
Four settings.

Schools.

Financial education workshops for schools: classroom sessions and seminars for middle and high school students, teachers and families. The topic fits within civic education and works well for Italy’s Financial Education Month in October.

What participants take home: the value of money, a first budget, how to spot an online scam.

Bring it to your classroom

Associations and communities.

Financial education courses and evenings for groups, in person or online: a program over several sessions, with exercises, participant materials and questions gathered between one session and the next.

What participants take home: their own budget, the step to restart from and a plan for the next thirty days.

Propose a course

Companies and organizations.

Sessions on employee financial wellbeing for staff, contractors and volunteers, including as part of a corporate welfare plan. People whose finances are in order work with more peace of mind.

What participants take home: a family budget, debt management, an emergency fund, how to read a payslip.

Let’s talk about your team

Individuals and families.

One-to-one or couples programs as a financial coach. We start from a snapshot of the situation and build a month-by-month plan, with check-ins until the new way of managing money becomes a habit.

What participants take home: a concrete plan and someone who helps them stick to it.

Start your program
Students seen from behind, seated in a classroom during a session

The method

One step.
At a time.

  1. Snapshot.

    Income, expenses, debts and commitments in black and white. No judgment: it shows where you are starting from.

  2. Budget.

    A monthly spending plan that gives every euro a job before the month begins.

  3. Protection.

    An emergency fund and a plan to get out of debt, one debt at a time.

  4. Goals.

    Savings, a home, children and the future: clear priorities and the habits that make them possible.

Frequently asked questions

Straight answers.
Before we start.

What is the difference between financial education and financial advice?

Financial education teaches people to understand and manage money; it does not recommend specific products or investments. Financial advice is a regulated activity that recommends investment instruments. When needed, I point you to the right professional.

What is financial literacy?

It is the basic knowledge needed to make informed economic decisions: building a budget, understanding interest and debt, saving, recognizing risks and scams. It is the first goal of every program.

Do participants need any prior knowledge?

No. The programs start from everyday life and use concrete examples, with no formulas and no jargon.

How long does a program last?

It depends on the format: a single session, a series of two or more sessions, or a one-to-one program over a few months. Length and schedule are agreed based on who is taking part.

Can it be tailored to our group?

Yes. Examples, exercises and language are adjusted to the participants: students, employees, families or members of an association. Before the session we agree on goals and topics.

What does it cost?

Many activities and projects in schools and companies are completely free: write to me to learn more. For other projects the fee is agreed before we start, based on format, length and number of participants.

Let’s talk about financial education

Let’s take
stock.

Tell me who you want to reach
and what you need.